Policy Wordings

Click on the links below to be taken to the appropriate proposal and declaration forms:

Engineering policy wordings

Contract Works

Please contact the Engineering team via your NZI Sales Team

Advanced Loss of Profits

Please contact the Engineering team via your NZI Sales Team

Electronic Equipment

Electronic Equipment policy wording

Policy wording for Electronic Equipment policies

Electronic Data Processing Media policy wording

Policy endorsement with regards Electronic Data Processing Media for Electronic Equipment Policy

Increased Cost Of Working policy wording

Additional Costs of Working with regards to Electronic Equipment Policy

Machinery Breakdown

Machinery Breakdown policy wording

Policy wording for Machinery Breakdown policies

Loss of Profits policy wording

Endorsement Loss of profits (revenue wording) for Machinery Breakdown policies

Additional Costs of Working policy wording

Endorsement for additional Costs of Working for Machinery Breakdown policies

Liability policy wordings

Change summary

Broadform, Statutory and Employers Liability (effective 23 May 2018) change summary

We’ve made some changes to our Lumley Broadform Liability policy, Statutory Liability and Employers Liability policy wordings

Bailees Liability

Bailees Liability policy wording

Policy wording for Bailees Liability policies

Employers Liability

Employers Liability policy wording

Costs in Addition (Claims Made Wording) for Employees Liability Policy

Employers Liability (effective 23 May 2018) policy wording

Costs in Addition (Claims Made Wording) for Employees Liability Policy for policies starting or renewed from 23 May 2018

General Liability

General/Broadform Liability policy wording

Policy wording for General/Broadform Liability

Broadform Liability (effective 23 May 2018) policy wording

Policy wording for Broadform Liability policies started or renewed from 23 May 2018

Statutory Liability

Statutory Liability policy wording

Costs in Addition (Claims Made Wording) for Statutory Liability Policy

Statutory Liability (effective 23 May 2018) policy wording

Costs in Addition (Claims Made Wording) for Statutory Liability Policies started or renewed from 23 May 2018

Statutory Liability (Australia) policy wording

Policy wording for Statutory Liability (Australia) policies

Technology Liability

Technology Liability IT contractors policy wording

Policy wording for Technology Liability Insurance Policy for IT Contractors.

Marine proposal and declaration forms

Cargo

Please contact your NZI Marine representative.

Pleasurecraft

Safe Anchor pleasurecraft policy wording

Policy wording for Safe Anchor Pleasurecraft policies

SAA Changes to pleasurecraft policies - information sheet (effective 14 December 2015)

Changes to Sentencing Amendment Act resulting in changes to Personal Motor Vehicle Polices from 14 December 2015

Safe Anchor pleasurecraft change summary (effective 14 December 2015)

Changes to Sentencing Amendment Act resulting in changes to Safe Anchor Pleasurecraft Polices from 14 December 2015

NZ Police Fire & General Insurance change summary (effective 14 December 2015)

Changes to Sentencing Amendment Act resulting in changes to Police Fire & General Pleasurecraft Cover Polices from 14 December 2015

Carriers Liability

Carriers Liability policy wording (effective 14 December 2017)

Policy wording for Carriers Transit Liability for policies starting or renewing from 14 December 2017

Marine Liabilities

Freight Forwarders Combined Liability policy wording

Policy wording for Freight Forwarders Combined Liability Insurance

Freight Forwarders Combined Liability policy wording (effective 14 December 2017)

Policy wording for Carriers Transit Liability for policies starting or renewing from 14 December 2017

Please contact the NZI Marine team for other policy wordings.

Motor proposal wordings

Commercial Motor Vehicle

Commercial Motor Vehicle Policy wording (effective 26 August 2016)

Policy wording for Commercial Motor Vehicle Insurance policies started or renewed from 26 August 2016

Commercial Motor Vehicle Summary of cover

The following provides a summary only of the key changes to the specified Policy Wording

Autofleet

Autofleet policy wording

(Note: the Autofleet policy wording will be replaced by the Lumley Commercial Motor Vehicle policy for new business and renewals effective from 26 August 2016)

Autofleet Change Summary (effective 14 December 2015)

This is  summary only of the key changes to the Lumley Autofleet Commercial Motor Vehicle Policy Wording. These changes are effective on renewals and new business from December 2015.

One to Ten Plus

One to Ten Plus policy wording

(Note: the One to Ten policy wording will be replaced by the Lumley Commercial Motor Vehicle policy for new business and renewals effective from 26 August 2016)

One to Ten Change Summary (effective 14 December 2015)

This is a summary only of the key changes to the Lumley One to Ten Commercial Motor Vehicle Policy Wording. These changes are effective on renewals and new business from December 2015.

Motorcycle

Please contact the NZI Commercial Motor team

Personal Lines policy wordings

Safe and Sound™

Safe and Sound™ Home and Contents policy wording (New Version)

Policy wording for Safe and Sound Home and Contents Policies

Safe and Sound™ Home and Contents policy wording (Old Version)

Policy wording for Safe and Sound Home and Contents Policies - previous version

Please refer to your Policy Schedule for the policy wording version.

Please contact the Personal Lines team by calling us on 0800 300 133 or emailing plines@lumley.co.nz

Drive Easy

Drive Easy policy wording (New Version)

Policy wording for Drive Easy Private Motor Policies

Drive Easy policy wording (Old Version)

Policy wording for Drive Easy Private Motor Policies - previous version

Please refer to your Policy Schedule for the policy wording version.

Drive Easy Change summary (effective 14 December 2015)

Summary of changes to Drive Easy Private Motor Policy Effective 14 December 2015

SAA Changes to Personal Motor Vehicle Policies -information sheet (effective 14 December 2015)

Changes to Sentencing Amendment Act resulting in changes to Personal Motor Vehicle Polices from 14 December 2015

NZ Police Fire and General Motor Change Summary (effective 14 December 2015)

Changes to Sentencing Amendment Act resulting in changes to Police Fire & General Private Motor Vehicle Cover Polices from 14 December 2015

Safe Anchor

Safe Anchor policy wording

Policy wording for Safe Anchor Pleasurecraft policies

Safe Anchor Change Summary (effective 14 December 2015)

Changes to Sentencing Amendment Act resulting in changes to Safe Anchor Pleasurecraft Polices from 14 December 2015

SAA Changes to pleasurecraft policies - information sheet (effective 14 December 2015)

Changes to Sentencing Amendment Act resulting in changes to Personal Motor Vehicle Polices from 14 December 2015

Property policy wordings

Material Damage and Business Interruption

Material Damage and Business Interruption policy wording

Policy wording for Property Material Damage and Business Interruption policies

Business Interruption Indemnity

Business Interruption Indemnity Deferment Benefit policy wording

Policy endorsement with regards to Indemnity Period Deferment for Business Interruption policies